Photo by Kindel Media from Pexels Is it a good time to buy a home? After all, the interest rates are low right now, meaning homes are on sale, right? Well… it’s not quite that simple. Let’s look at a few things going on right now. Typically, Low-Interest Rates = A Good Time to […]
Photo by Kindel Media from Pexels Are you curious about how to qualify for a conventional mortgage? Here are three main factors mortgage companies take a look at when considering you for this type of loan. Factor #1: Credit Score As of February 2021, the average credit score in the U.S. is 698. What’s yours? If you […]
Photo by Binyamin Mellish from Pexels While not all Americans struggle with humidity in their homes, it’s something most of the United States has to deal with in the summertime. But is humidity bad for your house? The short answer is yes. Here’s why: Why Humidity is Bad for Your Home… and Health Most of us don’t […]
Photo by cottonbro from Pexels Should you buy a house by yourself or with a cosigner? Here are a few things to consider. A House Cosigner Can Help You Qualify for a Loan One of the main reasons why people often team up to buy a home is they’re more likely to qualify for a mortgage. Two […]
Photo by olia danilevich from Pexels Your debt-to-income ratio is a simple calculation of adding up your monthly debt and dividing it by your gross income. But why is your debt-to-income ratio – also called DTI – so important? Here are three reasons. Debt-to-Income Ratios Indicate Financial Stability The first thing to reference is how your DTI […]