Latest Articles

Entrepreneurship and Non-QM

The U.S has seen an increase of 4 million self-employed entrepreneurs in the past two years alone. Which accounts for about one out of every six people who abandon their desk jobs to work on their own! This is not surprising considering that many Americans correlate entrepreneurship with success and happiness.  Pursuing your entrepreneurial endeavors […]

Expert Insights on the 2022 Housing Market 

As we move into 2022, both buyers and sellers are wondering, what’s next? Keep reading for expert insights to the housing market Odeta Kushi, Deputy Chief Economist, First American: “Consensus forecasts put rates at about 3.7% by the end of next year. So, that’s still historically low, but certainly higher than they are today.” Danielle […]

Breaking Down Non-QM Lending

If you are looking to buy a house but don’t have typical income or credit, you might feel like you’ll never get your own home. While you may not qualify for the standard, qualified loan, you don’t need to give up hope. Luckily, there are non-qualified mortgage loans that exist for people like you. These […]

Should We Fear the Surge in Cash-Out Refinances?

Freddie Mac recently released their Quarterly Refinance Statistics report which covers refinances through 2020. The report explains that the dollar amount of cash-out refinances was greater in 2020 than in recent years. A cash-out refinance, as defined by Investopia, is: “a mortgage refinancing option in which an old mortgage is replaced for a new one […]