Latest Articles

The FHA & You

If you are a first time homebuyer, you may have heard of the Federal Housing Administration (FHA). But what exactly is it and how can it help you purchase your first home? The Federal Housing Administration insures mortgages so that lenders can offer more favorable terms to borrowers with less money to put down. In […]

So You’re Ready to Buy a House…

Buying a house is an exciting and sometimes scary process. After all, you’re making one of the biggest purchases of your life! Before you start house hunting, it’s important to know the factors that will determine what mortgage you can afford. Here are 5 key aspects to consider when figuring out the answer to this […]

The Closing Process Explained

Buying a home can be a thrilling experience. But it also comes with lots of questions. One common question from potential homeowners is, “how long it takes to close on a house?” And when they can expect an exact closing date. Let’s break down what you need to know about the closing process.  The Closing […]

Is It Worth It To Pay Mortgage Points

Mortgage points, also known as discount points or simply points, are fees paid directly to the lender at closing in exchange for a reduced interest rate on a mortgage loan. One mortgage point is equal to 1% of the total loan amount you pay. If you’re borrowing $250,000, one point would cost $2,500. But are […]