Homeownership is a big step, but it can be an incredibly rewarding experience if you’re ready for it. Before taking the plunge and getting a mortgage loan, there are some important questions you should ask yourself. From your budget to settling down, here are 5 questions to consider before buying a home. 1. Am I […]
Buying a home can be a thrilling experience. But it also comes with lots of questions. One common question from potential homeowners is, “how long it takes to close on a house?” And when they can expect an exact closing date. Let’s break down what you need to know about the closing process. The Closing […]
What Does APR Stand For? An annual percentage rate (APR) is a standardized way of expressing the interest rate on a loan. It is a metric that is used to compare different loans and help consumers understand the true cost of borrowing money. The APR takes into account not only the interest rate on a […]
Applying for a mortgage loan can be an intimidating process, and it’s easy to feel overwhelmed. But understanding what documents you need is the first step in taking control of the process and getting into your dream home. Here are the eight essential documents you’ll need when applying for a mortgage loan. Asset Statement Your […]
Ready to take the plunge into homeownership? Before you start your house hunt, it’s important to know how much of your income you can allocate to your monthly mortgage budget. Here, we’ll discuss how to determine your mortgage budget, allocate your income, and what expenses to include. Determining Your Mortgage Budget The most important […]