For many people, saving up for a down payment on a mortgage is a daunting task. Where do you even begin? Do you have to give up everything you love? Luckily, there are many small tweaks you can make to your budget that can end up saving you big in the long run. Here are […]
While it’s true that housing prices have been rising steadily for the past few years, it’s not a bad thing as the media would have you think. Yes, it’s harder for first-time buyers to enter the market, but existing homeowners are seeing their equity grow. And, contrary to what some reports would have you believe, […]
In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those concerns. Several times a year, the Mortgage Bankers Association (MBA) releases an index titled the Mortgage Credit Availability Index (MCAI). According to their […]
You may be someone who looks forward to summer each year because it gives you an opportunity to rest, unwind, and enjoy more quality time with your loved ones. Now that summer is just around the corner, it’s worthwhile to start thinking about your plans and where you want to spend your vacations this year. […]
Need a few Summer staycation ideas to entertain your kids? After all, most of us can’t afford to go out of town for months at a time so we need to keep the kids occupied at home. Here are a few ideas to help you make memories, keep the kids happy, and maintain your sanity. […]