Latest Articles

Is The Current Housing Market Correcting?

If you’re following the news, all of the headlines about conditions in the current housing market may leave you with more questions than answers. Is the boom over? Is the market crashing or correcting? Here’s what you need to know. The housing market is moderating compared to the last two years, but what everyone needs to remember is […]

How Mortgage Rates Impact Purchase

If you’re planning to buy a home, it’s critical to understand the relationship between mortgage rates and your purchasing power. Purchasing power is the amount of home you can afford to buy that’s within your financial reach. Mortgage rates directly impact the monthly payment you’ll have on the home you purchase. So, when rates rise, so […]

Why the Housing Market Is Not a Bubble

The major reason for the housing crash 15 years ago was a tsunami of foreclosures. With much stricter mortgage standards and a historic level of homeowner equity, the fear of a housing crash impacting today’s market is not realistic. Homeownership has become a major element in achieving the American Dream. A recent report from the […]

Where Are Mortgage Rates Headed?

There’s never been a truer statement regarding forecasting mortgage rates than the one offered last year by Mark Fleming, Chief Economist at First American: “You know, the fallacy of economic forecasting is: Don’t ever try and forecast interest rates and or, more specifically, if you’re a real estate economist mortgage rates, because you will always […]

Three Signs You Need a Preferred Lender

As a real estate agent, you know that finding the right lender is key to closing a successful deal. But what if you don’t have a preferred lender? Here are three signs that you need one:  1) You are feeling uncertain about your current Loan Officer  2) You and your clients are looking for better […]