Latest Articles

Escrow 101

Escrow is an important concept to understand if you’re going to buy or sell a home. It helps protect both the buyer and seller by ensuring that all conditions of the sale are met. But what exactly is escrow? Today, we’ll go over the basics of escrow and what it means for buyers and sellers […]

So You’re Ready to Buy a House…

Buying a house is an exciting and sometimes scary process. After all, you’re making one of the biggest purchases of your life! Before you start house hunting, it’s important to know the factors that will determine what mortgage you can afford. Here are 5 key aspects to consider when figuring out the answer to this […]

What is APR and Why Is It Important?

What Does APR Stand For? An annual percentage rate (APR) is a standardized way of expressing the interest rate on a loan. It is a metric that is used to compare different loans and help consumers understand the true cost of borrowing money. The APR takes into account not only the interest rate on a […]

Is It Worth It To Pay Mortgage Points

Mortgage points, also known as discount points or simply points, are fees paid directly to the lender at closing in exchange for a reduced interest rate on a mortgage loan. One mortgage point is equal to 1% of the total loan amount you pay. If you’re borrowing $250,000, one point would cost $2,500. But are […]