As we move into 2022, both buyers and sellers are wondering, what’s next? Keep reading for expert insights to the housing market Odeta Kushi, Deputy Chief Economist, First American: “Consensus forecasts put rates at about 3.7% by the end of next year. So, that’s still historically low, but certainly higher than they are today.” Danielle […]
As you may have found while looking for mortgage lenders, not all homebuyers fall into the same box. This can be for a variety of reasons, ranging from credit to income, and more. If you are not a traditional borrower a non-qm loan might be the right choice for you. Potential homebuyers may even assume […]
In today’s housing market, all eyes are on you millennial. Not only are millennials the largest generation, but they’re also currently between 25 and 40 years old. These are often considered prime homebuying years when many people begin to invest in real estate. If you’re like many millennials who are spending much more time at […]
For many young professionals, the dream of homeownership seems impossible. But with the help of non-QM loans, it’s becoming more and more achievable. Non-QM loans are mortgages that don’t require borrowers to meet traditional lending criteria, such as high credit scores or large down payments. This makes them ideal for people who may have struggled […]
If you are looking to buy a house but don’t have typical income or credit, you might feel like you’ll never get your own home. While you may not qualify for the standard, qualified loan, you don’t need to give up hope. Luckily, there are non-qualified mortgage loans that exist for people like you. These […]